Company Name Lending - Loan Originators

Mark Pagomenakis

NMLS# 163759

Mark Pagomenakis is the Sr. Vice President of Production at Goldwater Bank. He has been helping people with finance needs for almost 20 years. “Financing a house can be a stressful situation for many people, so it’s important to me that our clients have accurate information to make well-informed financial decisions. That is why our team strives to provide a stress-free experience during the mortgage process. We are not just ‘application-takers’ or ‘rate-quoters.’ We are finance professionals.”

Mark has seen how great managers can challenge, motivate and inspire people to do spectacular things, so he continually strives to be a great manager for those on his team. “If you are going to achieve sustainable success as a mortgage professional, I believe it is critical to be aligned with a team of people that can provide the support and accountability to drive those results.”

Mark has a bachelor’s degree from the University of Tennessee at Chattanooga and holds a master’s degree in accounting and finance. “My Greek heritage has provided me an appreciation for good food and good friends, so we regularly have crowds at our house where we can enjoy both.” The family is an avid soccer family. Mark plays weekly and loves to watch his kids play “the beautiful game!”

Ryan Hamil

NMLS# 744128

Ryan Hamil is Legacy Mortgage Team at Goldwater Bank’s Sales Manager. He is a graduate of University of West Georgia, with a degree in Finance.

He began his mortgage origination career in Honolulu, HI over a decade ago. Ryan prides himself on offering his clients transparency, efficiency and accuracy in everything he does. “My clients receive straightforward answers and advice, and complete transparency at all times.”

Ryan is grateful for the ability to do what he loves, provide for his family and have the flexibility to balance work and play. He is a dedicated husband and father of three little girls. The family enjoys visiting the islands whenever possible. A true outdoorsman, Ryan is an avid big game hunter and is always up for a new outdoor experience.

Donna Bacon

NMLS# 829096

For over 20 years, Donna Bacon has made a significant mark in the mortgage industry of West Georgia. Born and raised in West Georgia, Donna has helped countless people in the community realize their dream–whether buying their first home or their fifth, assisting them with refinancing options, or looking to consolidate debt, pay for college tuition, or use their home equity to make a major purchase. Donna is a Senior Loan Officer with Legacy Mortgage Team.

After graduating from the University of West Georgia in 1994 with a Bachelor’s Degree in Business Management, Donna began her career in the home loan industry.

Donna is passionate about helping people achieve their dreams through home ownership. Although she is able to work with borrowers throughout the U.S., her focus lies on helping people in the West Georgia counties she knows so well: Haralson, Douglas, Polk, Carroll and Paulding.

Honesty is what drives Donna’s personalized service. “I will not lead anyone anywhere they can’t go. I want my buyers to feel comfortable and not intimidated by the whole process. I believe in communication, and my customers know that if they leave me a message and I am not available, I will be back to them within the hour.”

Donna works with all types of loans, but specializes in Veterans Administration (VA) loans and United States Department of Agriculture (USDA) loans, both of which are very important to the region. She has made it her mission to demystify the complexity of USDA loans, which are subject to certain household income parameters, and rural location eligibility.

Her pride and joy, however, is her family. She and husband Chris have two children, Zac and Kyle, who keep them very busy with school and extracurricular activities. The entire family is very involved with their community and their church, where Donna has served as a Sunday School teacher for many years. Chris owns a local business, Bremen Body Shop in Haralson County.

“I don’t sell loans,” explains Donna, “I build relationships. I educate my borrowers from start to finish on what’s involved, so that they’re not lost in the shuffle. After all, their best compliment to me, is a referral.”

Justin Elam

NMLS# 150803

Justin Elam is a mortgage loan officer at Legacy Mortgage Team at Goldwater Bank. A graduate of Georgia Southern University with a degree in Business Management, he has had a career in the finance field for over a decade, originating mortgage loans since 2013.

Although he serves clients across the home loan spectrum, he enjoys working with first-time home buyers.

Justin specializes in conventional, FHA, USDA and VA loan programs, guiding borrowers through the intricacies of the loan process. He is thankful for his ability to connect with others on a personal level.

When not working with clients, Justin loves to be with his young family. He and wife Natalie have four children–Aubrey, Beau, Ella and Emmy. In his spare time, he follows the fastest growing sport in America: bull riding, and is a long-time fan of the PBR or Professional Bull Riders.

Chuck Thompson

NMLS# 811213

Chuck Thompson has been in the banking industry since 1982, serving as a regional bank president for many years. He is a graduate of LaGrange College, and received a master’s degree from The Banking School of the South.

As a senior loan officer for Legacy Mortgage Team, Chuck works with clients seeking all types of purchase or refinance loans, and he has been certified as a Veterans’ Administration (VA) loan specialist.

He considers himself a good listener who is driven by the desire to help folks to do better. “What my customers can expect from me, is that I am going to be there and help with every step of the way, and that I’ll work my tail off to make it happen.”

He and his wife Vycki, a real estate professional, love to travel and play golf. Chuck is the proud father of two daughters, Lindsay and Ashley, and two awesome grandkids, Isla and Whitley.